Our Services
Smarter Banking, Stronger Communities
At TMB Cooperative, we offer a wide range of innovative financial services tailored to meet your daily needs and long-term goals. Whether you’re saving for the future, sending money to loved ones, or growing your business, our platform is built to support you every step of the way — securely, conveniently, and affordably.
Our Services
💼 Digital Savings Accounts
Enjoy stress-free savings with flexible options, competitive interest rates, and no hidden fees. Whether you’re saving for school, business, or a rainy day, we make it easy to grow your money — your way.
💳 Instant Personal & Business Loans
Need quick access to funds? Get low-interest, collateral-free loans with fast approvals and flexible repayment plans. Whether personal or business-related, we help you get back on your feet or scale your vision.
🔄 Money Transfers
Send and receive funds seamlessly within Nigeria or across borders. Our real-time transfer system is fast, safe, and reliable — no long queues, no paperwork.
👥 Group Savings & Cooperative Plans
Save smarter with friends, family, or community members through our structured group contribution plans (ajo, esusu, thrift). Earn bonuses, track contributions, and achieve goals together.
📲 Bill Payments & Top-Up
Pay electricity, water, cable TV, internet bills, and buy airtime — all from one simple app. Say goodbye to late fees and missed payments.
👥 Group Savings & Cooperative Plans
Save smarter with friends, family, or community members through our structured group contribution plans (ajo, esusu, thrift). Earn bonuses, track contributions, and achieve goals together.